The Colorado Energy Office has partnered with Elevations Credit Union to provide loans for home energy upgrades through the Residential Energy Upgrade (RENU) Loan Program. Participants must work with a RENU-approved contractor to identify energy improvements and receive a cost estimate. Customers must then apply for the loan through Elevations Credit Union.  See website above for more information.

Central Georgia EMC offers a loan program to homeowners who wish to pursue energy efficiency improvements. All energy efficiency improvements must meet Energy Star Criteria in order to qualify for the loan program. Loan amounts vary depending on the project. 

If a customer needs help determining what energy efficiency improvements could be made in his/her home, Central Georgia EMC offers in-home energy audits. To find out more about audits, contact the utility through their website or call them at (770)-775-7857.

Efficiency Maine offers a variety of home energy loans to help customers pay for energy upgrades. Maine homeowners can borrow up to $15,000 over 10 years with interest rates as low as 4.99% APR. There are no additional fees associated with these loans.

Eligibility

Participant:

• Homeowners of any income (businesses not eligible)
• Borrower must be a Maine resident
• Minimum credit score depends on loan type
• Maximum debt-to-income ratio depends on loan type
• No recent bankruptcies, foreclosures, or repossessions, depending on loan type

Building:

• Located in Maine, PACE loans only available in PACE Towns

Upgrades:

• Required: an upgrade eligible for an

The Low-Income Multifamily Energy (LIME) Loan supports energy improvement projects for low- and moderate-income properties. Connecticut Green Bank has partnered with Capital for Change (C4C) to provide unsecured multifamily energy financing for owners seeking to improve the energy performance, economics, and health and safety of their properties. Loans are repaid from energy cost savings for terms up to 20 years.

Eligibility

The program is open to multifamily properties that are partnerships, trusts, LLCs, sole proprietors, public housing authorities, non-profits, condo/co-op associations, etc. Must be 5 units or more, and at least 60% of units must be designated affordable to households

Connecticut Green Bank’s Navigator Pre-Development Energy Loan is a simple, unsecured pre-development loan that funds customized analysis and design of energy improvements for multifamily properties using owner-selected and managed technical service providers.

Eligibility

The program is open to multifamily housing properties with 5 units or more. Income eligible and market rate properties can participate (Private and non-profit owners, public housing authorities, senior/assisted living communities, condominium/co-op associations, etc.)

Program Description

The Navigator loan program allows property owners to select and manage their own service professionals. Owners cover 25% of pre-development costs; Connecticut Green Bank loans 75% of costs. Eligible costs include:

The Sherpa Pre-Development Energy Loan offers an affordable, low-risk, one-stop solution to analyze, design and arrange financing for green energy upgrades. Connecticut Green Bank has partnered with New Ecology Inc., an expert multifamily technical services provider and nationally-recognized non-profit, to act as an owner’s representative to help scope, design and arrange financing for energy improvement projects.

Eligibility

The program is open to multifamily housing properties with 5 units or more. Income eligible and market rate properties can participate (Private and non-profit owners, public housing authorities, senior/assisted living communities, condominium/co-op associations, etc.)

Program Description

The Sherpa loan program has three stages:

Under Utah's solar rights law, enacted in 2017, community association governing documents other than declarations and association rules may not prohibit or restrict owners of detached dwellings from installing solar energy systems. The solar rights law does not apply to dwellings where the association has an ownership interest in the roof or to express prohibitions or restrictions on solar energy systems recorded in declarations of created by official association action before January 1, 2017.

An association declaration may prohibit the installation of solar energy systems. Declarations, as well as association rules, may impose a restriction based on system size, location,

Note: In 2010, the Federal Housing Finance Agency (FHFA), which has authority over mortgage underwriters Fannie Mae and Freddie Mac, directed these enterprises against purchasing mortgages of homes with a PACE lien due to its senior status above a mortgage. Most residential PACE activity subsided following this directive; however, some residential PACE programs are now operating with loan loss reserve funds, appropriate disclosures, or other protections meant to address FHFA's concerns. The Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development (HUD), has released initial guidelines for using PACE with FHA-secured single or multifamily

The Iowa Association of Electric Cooperatives offers numerous informational resources on solar distributed generation and photovoltaics. 

Georgia Power offers businesses energy services such as energy product installation, high-level to investment-grade audits, energy consulting services, project management and site supervision, arrange for highly competitive financing on projects due to Georgia Power's financial strength, training, commissioning of systems and equipment, retro-commissioning/recommissioning, and construction services.

Products provided include HVAC and chiller upgrades, heating and boiler systems, central plants, lighting retrofits, system optimization, controls, motor and pump replacements, water conservation, compressed-air systems, and solar and solar water heating.