Program Energy Conservation for Ohioans (ECO-Link) Program
Category Financial Incentive
Implementing sector State
Last Update
State Ohio
Administrator Ohio Treasurer of State
Start Date
Technologies Solar Water Heat, Solar Photovoltaics
Sectors Residential

The Energy Conversation for Ohioans (ECO-Link) program offers Ohio homeowners reduced rate financing for energy efficiency and renewable energy home upgrades. Administered by the Ohio Treasury, qualifying homeowners are eligible for a 3% loan rate reduction through participating banks.*

Qualifying Technology
A wide range of energy-efficiency upgrades and certain renewable-energy systems may be undertaken, including:

  • Appliances (must meet established efficiency standards)
  • Battery Chargers, Clothes Washers, Dehumidifiers, Dishwashers, Refrigerators, Freezers, Room Air Conditioners, Room Air Cleaners
  • Water Heaters (must meet established efficiency standards)
  • Gas Condensing, Heat Pump, High-Efficiency Gas Storage, Solar Water Heaters, Whole-Home Gas Tankless
  • Heating & Cooling
  • Air-source Heat Pumps, Boilers, Central Air Conditioners, Ceiling Fans, Dehumidifiers, Furnaces, Geothermal Heat Pumps, Biomass Stove
  • Home
  • Home Sealing, Roof Products, Windows, Doors, and Skylights
  • Renewable Energy Systems
  • Photovoltaic (PV) Systems, Residential Wind Turbines (less than 100 kilowatts)


Residential applicants must meet all of the following criteria to qualify:
  • MUST be an Ohio resident
  • MUST own an existing home or condominium, but additional residential classifications may be eligible
  • MUST receive approval for a qualifying loan through a participating bank
  • MUST use the loan proceeds for a primary residence on any of the following projects; home improvement/restoration (includes historical retention/restoration, urban development, neighborhood restoration and revitalization), energy efficiency, and others. For additional details please visit the ECO-Link website

Apply for ECO-Link

1. Locate a bank that is currently participating in this Ohio Linked Deposit Program. To do this, start on this website which lists all banks that are qualified to participate in Ohio Linked Deposit Programs. If your preferred bank does not participate in ECO-Link, contact the Economic Development department for help finding a participating bank.
2. Obtain pre-approval for a loan from the participating bank and establish a borrowing rate.
3. Complete an online ECO-Link application, and attach the project quotes/receipts/invoices electronically to the application (if you are unable to access the internet, please work with your lender to fill out your application, and upload the supporting project documentation). The total estimates quotes, and/or receipts submitted for work performed must be greater than or equal to the total value of the loan for which an ECO-Link interest rate reduction is sought.

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